101.   The gains have come, in part, from growing amounts of cash flowing into mutual funds.

102.   The gains will come from fewer problem loans and higher revenue as the thrift changes from a mortgage lender to a full-service consumer and small-business bank.

103.   The gain came amid higher proceeds from commissions and mutual fund fees.

104.   The gain came as Xilinx, a maker of specialty semiconductors, reported better-than-expected earnings and two semiconductor makers authorized share buybacks.

105.   The gain came even as many other retailers reported disappointing holiday sales.

106.   The gain came even as the broader market declined.

107.   The gain came from MiniMed selling stock it owned in Trimeris, a company that makes an AIDS drug.

108.   The gain comes from tricks of engineering and metallurgy.

109.   The gains also came after U.S. and Hong Kong equities rose, easing immediate concern there may be a further tumble in equities.

110.   The gains are coming at a time when affirmative action, preferential contracting for minorities and most job training programs are no longer expanding.