91.   Industry watchers agree the megamerger will strengthen Wells Fargo, a visionary bank driven by technology, brutal efficiency and state-of-the-art consumer marketing.

92.   Industry watchers agree.

93.   Industry watchers also emphasized what would stay the same at the retailer instead of what would change.

94.   Industry watchers and insurers say the price disparity between Phoenix and other metropolitan areas is largely the result of costs incurred for increased hospitalization and prescription drugs.

95.   Industry watchers attribute part of the problem to stiff competition from bigger rivals like Best Buy and Circuit City.

96.   Industry watchers have speculated that Citizens would have to pay a steep price for the branches to keep Mellon from shopping them around to other potential buyers.

97.   Industry watchers said systems crashes could hit any online broker.

98.   Industry watchers say the viewer exodus to cable is largely happening because networks are content to rehash old stories and premises.

99.   It came as a surprise to many industry watchers that Manzi agreed to stay on to run the new I.B.M. subsidiary along with most of his current management team.

100.   Investors may now be ready to embrace content providers, industry watchers say.