91.   Both years include items.

92.   Both years include one-time items.

93.   Both years included one-time items.

94.   Both quarters included one-time items.

95.   Durable goods include such items as cars, computers and appliances that often suffer a drop in sales as interest rates climb.

96.   Durable goods include such items as cars, computers and appliances that often fall in sales as interest rates climb.

97.   During Passover, observant Jews steer clear of any product made with yeast, including items like beer and pasta.

98.   Foreign insurers currently have a strong position in the third sector, which includes items such as specialized health care.

99.   His ministry comes under the umbrella of the Department of Heritage, which also includes such items as arts and milennium celebrations.