91.   Your fund would be doing fine, but there would be no way for you to benefit from that.

92.   Paul Migliorato, a trader at Jardine Fleming Securities, said pension funds had done some of the buying.

93.   A commission spokesman said since the provisions gave employees no more money than the government fund did, the new provisions would free up more money for other creditors.

94.   He is confident that the fund will do well, noting that share prices have fallen to very low levels.

95.   How, you may ask do I find out what a fund has done over time?

96.   In order to achieve a stable return so that the fund manager can receive a reasonable management fee, this translates into lower long-term returns than do non-guaranteed funds.

97.   Look at how the fund did for at least the last three years.

98.   Most other stock funds did not do as well.

99.   Naturally people sought to determine how their fund was doing against the others.

100.   The fund did a poor job collecting insurance contributions, it said.