91.   So many factors make it tougher to win.

92.   The report concluded that five factors make for a successful cooperative -- active leadership, participation from members, business knowledge, appropriate group size and suitable business activities.

93.   The same factors Crutzen cited make it difficult to predict the ozone loss, which could be insignificant, Rodgers said.

94.   Both factors would make prices fall.

95.   Several social, economic and cultural factors make Pacific island communities vulnerable to contracting HIV, the report says.