1.   Although Toho is only the second major insurer in Japan to go out of business since World War II, its trouble underscores industrywide problems.

2.   A variety of studies underscore the problem.

3.   Brian Johnston, chairman of the board of trustees of the Los Angeles County Medical Association, said a recent emergency room case underscored problems with the HMO system.

4.   But Barrett underscored the problem facing the state if it does not convince investors, both foreign and domestic, that enough power will soon flow.

5.   But it also underscores the problem the government has had in producing enough vaccine for the entire military.

6.   But the amendment also underscores the problems vexing the campaign finance effort.

7.   Franks said that the battle underscored problems that are endemic to most war zones.

8.   Friday morning, Clinton was have addressed the students of Lighthouse Elementary School in Jupiter to underscore problems of school overcrowding.

9.   He appealed to them for advice, receiving in return mostly praise for steps he had already taken in underscoring the problem.

10.   Industry officials said the study underscored the problem of complying with conflicting standards in California.