1.   Bank of America said Wednesday that it planned to leave two businesses that have had disappointing results, auto leasing and mortgage lending to borrowers with poor credit histories.

2.   Bernstein said the companies seek out people who have recently filed for bankruptcy or have been denied loans or credit cards due to poor credit histories.

3.   A number of credit card issuers aggressively added customers earlier in the decade, in some cases accepting individuals with poor credit histories.

4.   Both Mercury and Jayhawk finance car loans for borrowers with poor credit.

5.   By contrast, the ratings on an asset-backed bond have never been cut because of poor credit performance, Starr said.

6.   Credit for companies with high credit ratings remains plentiful in the capital markets as well, although it is difficult for companies with poor credit to borrow.

7.   Georgia CommSouth, a reseller, has carved out a special market aiming at customers with poor credit or who otherwise fail to qualify for regular phone service.

8.   If one trading partner has poor credit, the other will demand collateral, which means posting cash or other up-front guarantees.

9.   Jayhawk, which makes auto loans to people with poor credit records, filed for bankruptcy in Dallas late Friday after warning investors that a reorganization was imminent.

10.   Its history of not stretching for bonds of truly poor credit quality should help it out during any period of distress for junk bonds.