1.   Most people here cannot borrow from banks because they lack collateral.

2.   If, for example, banks refuse overdrafts, people may well borrow from building societies by extending their house mortgages.

3.   Now the computer can collect this sort of information as people borrow the books, as a sort of by-product, if you like.

4.   Now the computer can collect this sort of information as people borrow the books, as a sort of by-product if you like.

5.   Aninat called on people to borrow less money to finance consumer spending.

6.   A good economy also causes people to borrow more money, he said.

7.   But since so many people have borrowed his style, I might be able to get away with it.

8.   Fewer people borrow money to buy products, so companies need fewer workers and offer fewer pay raises.

9.   Higher Japanese rates make it more expensive for people to borrow yen.

10.   Investors view customer deposits and the amount of money people borrow on credit to buy shares as leading indicators for the stock market.