1.   As an insurance product, annuities are free of tax until payments begin.

2.   Because Rory needs a first semester tuition payment to begin school, Lorelai scrapes her pride and asks her parents for money.

3.   Before her loan payments began, Poskanzer opened an IRA and saved up enough to tide her over for emergencies.

4.   A lawyer for former Chief Executive Jeffrey Skilling also said Thursday it was important for the insurance payments to begin soon.

5.   Afterward, regular car payments begin.

6.   But as the first interest payments began to come due, it was clear that several of the companies were in deep financial trouble.

7.   But Schroeder insisted that legal disputes in New York over an overall compensation agreement must be cleared up before payments begin.

8.   Chancellor Gerhard Schroeder on Tuesday welcomed the decision by German industry and said he expected payments to begin soon.

9.   German political leaders, led by Chancellor Gerhard Schroeder, want the payments to begin as soon as possible.

10.   If the teacher left the job early, loan payments would begin.